Explore quality, low-cost health coverage through the Affordable Care Act (ACA). Many qualify for subsidies that significantly lower monthly premiums.
Check Your $0 EligibilityThe Affordable Care Act (ACA), also known as Obamacare, makes health insurance more accessible and affordable for millions of Americans.
Insurance companies cannot deny you coverage or charge you more due to a pre-existing condition.
Depending on your income, you may qualify for tax credits that lower your monthly insurance bill.
Most ACA plans cover essential preventive services like screenings and immunizations at no cost to you.
All ACA-compliant plans are required to cover these ten categories of services, ensuring you have the protection you need.
Securing your health insurance shouldn't be complicated. Our 3-step process helps you find the right plan in minutes.
Provide some basic information about your household and income to see which subsidies you qualify for.
Review different coverage levels (Bronze, Silver, Gold) and choose the one that fits your budget and needs.
Speak with a licensed agent to finalize your application and start your coverage. Many plans start as low as $0/month.
Most people are eligible for ACA coverage if they live in the U.S., are a U.S. citizen or national (or be lawfully present), and are not incarcerated.
Open Enrollment is the annual period when you can sign up for health insurance. For most states, it typically runs from November 1st through January 15th. Outside this window, you need a qualifying life event to enroll.
Subsidies are based on your household income and family size. Many individuals and families now qualify for plans with $0 monthly premiums thanks to expanded federal tax credits.
It depends on the plan you choose. Most ACA plans have a network of providers. During the enrollment process, our agents can help you search for your specific doctors to see which plans they participate in.
While the federal tax penalty for not having health insurance was reduced to $0 in 2019, some states (like California, Massachusetts, and New Jersey) still have their own state-level mandates and penalties.
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